Guarantee Issue Until "MM/DD/YYY"
  No Other Benefit Covers LTC
  Issue Age Rates that won't increase as you age

Calculate Your Semi-Monthly Rates

Benefit
Employer-Paid Plan
Option 1
Option 2
Life Insurance Benefit
$15,000
$30,000
$75,000
LTC Insurance Benefit
$30,000
$60,000
$150,000
Select age
Select age
Select age
Spouse Monthly Premium
Select age
Select age
Select age
Total Monthly Premium Without Marital Discount
Select age
Select age
Select age
Total Monthly Premium With Marital Discount
Select age
Select age
Select age
Benefit
Employer-Paid Plan
Life Insurance Benefit
$15,000
LTC Insurance Benefit
$30,000
Select age
Spouse Monthly Premium
Select age
Total Monthly Premium Without Marital Discount
Select age
Total Monthly Premium With Marital Discount
Select age
Benefit
Option 1
Life Insurance Benefit
$30,000
LTC Insurance Benefit
$60,000
Select age
Spouse Monthly Premium
Select age
Total Monthly Premium Without Marital Discount
Select age
Total Monthly Premium With Marital Discount
Select age
Benefit
Option 2
Life Insurance Benefit
$75,000
LTC Insurance Benefit
$150,000
Select age
Spouse Monthly Premium
Select age
Total Monthly Premium Without Marital Discount
Select age
Total Monthly Premium With Marital Discount
Select age

Plans are available from $10,000 to $250,000. Click here to login to the enrollment system.
Plan and age limitations apply.

*In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.

We're Here to Help

Licensed long term care specialists are available to assist you in understanding the plan and rates.

Call (877) 286-2852

Apply Now

Take advantage of this benefit and safeguard your future tomorrow.