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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Immediate Family Member Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Immediate Family Member Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$11.70
$12.00
$12.30
$12.90
$13.20
$13.50
$14.10
$14.70
$15.00
$15.60
$17.10
$18.30
$18.60
$19.80
$20.40
$21.30
$22.80
$23.40
$24.30
$26.10
$27.90
$30.00
$31.20
$33.90
$35.10
$38.70
$41.40
$44.10
$47.70
$51.90
$57.00
$62.10
$69.30
$78.60
$86.40
$96.60
$106.50
$118.80
$131.40
$145.80
$161.70
$179.10
$198.30
$238.80
$263.10
$288.00
$315.30
$347.40
$381.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Immediate Family Member Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$24.00
$24.60
$25.80
$26.40
$27.00
$28.20
$29.40
$30.00
$31.20
$34.20
$36.60
$37.20
$39.60
$40.80
$42.60
$45.60
$46.80
$48.60
$52.20
$55.80
$60.00
$62.40
$67.80
$70.20
$77.40
$82.80
$88.20
$95.40
$103.80
$114.00
$124.20
$138.60
$157.20
$172.80
$193.20
$213.00
$237.60
$262.80
$291.60
$323.40
$358.20
$396.60
$477.60
$526.20
$576.00
$630.60
$694.80
$763.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Immediate Family Member Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.60
$31.20
$32.40
$32.40
$33.60
$35.40
$37.80
$38.40
$39.60
$41.40
$43.20
$45.60
$48.60
$49.80
$52.80
$55.20
$57.00
$61.20
$63.00
$66.60
$70.80
$73.80
$79.20
$83.40
$88.80
$94.20
$100.80
$108.00
$115.20
$124.20
$137.40
$148.20
$162.60
$179.40
$202.80
$224.40
$249.00
$275.40
$306.00
$336.60
$374.40
$414.00
$457.20
$505.80
$608.40
$669.00
$732.60
$803.40
$882.00
$966.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov